LIFE INSURANCE UNDERWRITING GUIDE

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Driving Record...
...versus average premium is plotted at the right. Rates are from the Term4Sale.com database as of April, 2002.

Cost of Poor Driving
The cost difference among companies within a rate category can often be just a few dollars. The difference between categories can be quite large. This is the cost of poor driving. For a summary of all factors, click here.

Category Average Premium Category Difference
Pref. Plus $   730 $  -  
Preferred $   859 $129
Std. Plus $1,047 $188
Standard $1,356 $309
Total   $626


If you can improve your driving enough to qualify for a lower premium, it will not only save you money, it may prolong your life!
If you need help evaluating your factors and choosing the right company, click here.


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