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life-insurance-underwriting.org Web Site
Terms of User and Legal Restrictions
ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS
WEB SITE. USING THIS WEB SITE INDICATES THAT YOU ACCEPT THESE TERMS.
IF YOU DO NOT ACCEPT THESE TERMS ("TERMS"), DO NOT USE THIS WEB
SITE.
Use of Site. Life Insurance Underwriters("LIU") authorizes you to
view and download the materials at this Web site ("Site") only for
your personal, non-commercial use, provided that you retain all
copyright and other proprietary notices contained in the original
materials on any copies of the materials. You may not modify the
materials at this Site in any way or reproduce or publicly display,
perform, or distribute or otherwise use them for any public or
commercial purpose. For purposes of these Terms, any use of these
materials on any other Web site or networked computer environment
for any purpose is prohibited. The materials at this Site are
copyrighted and any unauthorized use of any materials at this Site
may violate copyright, trademark, and other laws. If you breach any
of these Terms, your authorization to use this Site automatically
terminates and you must immediately destroy any downloaded or
printed materials.
User Submissions. Any material, information or other
communication you transmit or post to this Site will be considered
non-confidential and non-proprietary ("Communications"). LIU
will have no obligations with respect to the Communications. LIU
and its designees will be free to copy, disclose, distribute,
incorporate and otherwise use the Communications and all data,
images, sounds, text, and other things embodied therein for any and
all commercial or non-commercial purposes. You are prohibited from
posting or transmitting to or from this Site any unlawful,
threatening, libelous, defamatory, obscene, pornographic, or other
material that would violate any law.
Links To Other Web Sites. Links to third party Web sites
on this Site are provided solely as a convenience to you. If you use
these links, you will leave this Site. LIU has not reviewed all
of these third party sites and does not control and is not
responsible for any of these sites or their content. Thus, LIU
does not endorse or make any representations about them, or any
information, software or other products or materials found there, or
any results that may be obtained from using them. If you decide to
access any of the third party sites linked to this Site, you do this
entirely at your own risk.
Disclaimer. THE MATERIALS PROVIDED AT THIS SITE ARE
PROVIDED "AS IS" WITHOUT ANY WARRANTIES OF ANY KIND INCLUDING
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
NON-INFRINGEMENT OF INTELLECTUAL PROPERTY. LIU further does not
warrant the accuracy and completeness of the materials at this Site.
LIU may make changes to the materials at this Site, or to the
products and prices described in them, at any time without notice.
The materials at this Site may be out of date, and LIU makes no
commitment to update the materials at this Site. Information
published at this Site may refer to products, programs or services
that are not available in your country. Applicable law may not
allow the exclusion of implied warranties, so the above exclusion
may not apply to you.
Limitation of Liability. IN NO EVENT WILL LIU, ITS
SUPPLIERS, OR OTHER THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE
FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE
RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION)
ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF
THIS SITE, ANY WEB SITES LINKED TO THIS SITE, OR THE MATERIALS OR
INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON
WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR
NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE
MATERIALS OR INFORMATION FROM THIS SITE RESULTS IN THE NEED FOR
SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL
COSTS THEREOF. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR
LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE
LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.
Applicable Laws. This Site is administered by LIU from
its offices in Carol Stream, IL. LIU makes no
representation that materials at this Site are appropriate or
available for use outside the United States, and access to them from
territories where their contents are illegal is prohibited. You may
not use or export or re-export the materials at this Site or any
copy or adaptation in violation of any applicable laws or
regulations including without limitation U.S. export laws and
regulations. If you choose to access this Site from outside the
United States, you do so on your own initiative and are responsible
for compliance with applicable local laws. These Terms will be
governed by and construed in accordance with the laws of the
State of Illinois, without giving effect to any
principles of conflicts of laws.
General. LIU may revise these Terms at any time by
updating this posting. You should visit this page from time to time
to review the then-current Terms because they are binding on you.
Certain provisions of these Terms may be superseded by expressly
designated legal notices or terms located on particular pages at
this Site. Revised June, 2002
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